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Terms and Conditions

Effective date: October 5, 2026

These Terms and Conditions ("Terms") govern your use of the Bedrock Business Funding website and services, operated by BRIGHTRAYLEADS LLC ("we," "us," or "our"). By submitting an inquiry or application through our website, you agree to these Terms.

Our Services

Bedrock Business Funding is a commercial financing broker. We help connect business owners with funding partners and financial institutions. We are not a lender, and submitting an application through our website does not guarantee approval or funding. Final terms, rates, and approval decisions are determined by the funding partner reviewing your application.

Eligibility

Our services are intended for business owners seeking commercial financing. By submitting information through our site, you represent that you are authorized to provide this information on behalf of the business named in your application.

Communications and SMS Terms

By submitting your phone number through our web form, you consent to receive communications from us by phone, email, and text message regarding your inquiry or application. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of text messages at any time, or HELP for assistance. Consent to receive text messages is not a condition of using our services.

No Guarantee of Funding

We make no representation or warranty that any application submitted through our site will be approved or funded. Decisions regarding approval, terms, and rates are made solely by the funding partner reviewing the application.

Accuracy of Information

You agree to provide accurate and truthful information when submitting an inquiry or application. We are not responsible for delays or denials resulting from inaccurate or incomplete information.

Third-Party Links and Partners

Our site or communications may reference or link to third-party funding partners. We are not responsible for the content, policies, or practices of third-party websites or services.

Limitation of Liability

To the fullest extent permitted by law, BRIGHTRAYLEADS LLC and Bedrock Business Funding shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services.

Changes to These Terms

We may update these Terms from time to time. Continued use of our website or services after changes are posted constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles.

Contact Us

If you have questions about these Terms, you can reach us at:
daniel@bedrockbusinessfunding.com
Bedrock Business Funding, a DBA of BRIGHTRAYLEADS LLC